~ 14 free tools, no signup required ~
Free Investment Calculators
Real market data. Real historical returns. Real money supply comparison. Built for investors who want answers, not guesses.
Investment Growth
Project and backtest investment returns with real market data
Compound Interest Calculator
The only compound interest calculator using real 5-year historical CAGR from 70+ assets — stocks, crypto, indices — with M2 money supply comparison and inflation adjustment. Free, no signup.
DCA Calculator (Dollar-Cost Averaging Backtest)
Backtest dollar-cost averaging on real historical monthly prices for stocks, crypto, indices, and more. See exactly what your DCA strategy would have returned. Free, no signup.
Investment Comparison Calculator
Compare projected growth of up to 4 investments side by side using real historical CAGR. See which would have built more wealth — stocks vs crypto vs gold vs indices. Free, no signup.
What If I Invested Calculator
See what your portfolio would be worth today if you had started investing X years ago. Real historical prices for stocks, crypto, and more. Free, no signup.
Financial Planning
Retirement, savings goals, and timing your investing decisions
FIRE Calculator (Financial Independence, Retire Early)
Find your FIRE number and the year you can retire. Built on the 4% safe withdrawal rule with real historical returns and inflation adjustment. Free, no signup.
Savings Goal Calculator
How much do you need to save per month to hit any financial target? Down payment, emergency fund, FIRE number — backed by real historical returns. Free, no signup.
Retirement Drawdown Calculator
How long will your retirement portfolio last? Inflation-adjusted withdrawals, real return assumptions, sequence-of-returns risk modelling. Free, no signup.
Cost of Waiting to Invest Calculator
See exactly how much delaying investing costs you over time. The math is brutal — every year you wait, the goalposts move further. Free, no signup.
Tax & Costs
Tax and cost implications of your financial decisions
Capital Gains Tax Calculator
Calculate capital gains tax across 50+ countries and US states by asset type — stocks, crypto, real estate, collectibles. Includes long/short term distinctions. Free, no signup.
Expense Impact Calculator
A $5 daily coffee habit costs over $200,000 in 30 years if invested instead. See the true opportunity cost of your everyday spending. Free, no signup.
Debt vs Invest Calculator
Should you pay off debt or invest? This calculator compares both strategies on real returns, debt rates, and tax effects — get your answer. Free, no signup.
Mortgage vs Rent Calculator
Should you buy or rent? This calculator compares total wealth outcomes including down payment opportunity cost, equity build, taxes, and maintenance. Free, no signup.
Income & Benchmarks
Passive income potential and where you rank
Dividend Reinvestment Calculator (DRIP)
Project passive dividend income with DRIP reinvestment. Real dividend yields and growth rates from major dividend stocks. Free, no signup.
Wealth Percentile Calculator (by Age)
See where your net worth ranks for your age group. Sourced from US Federal Reserve Survey of Consumer Finances data. Free, no signup.
Ready to practice trading for real?
Paper trade stocks, crypto, forex, commodities, and indices with $100K virtual cash. Real prices, zero risk.
